Health insurance comes in many forms with many options. Two of the most popular forms of health coverage are indemnity (fee-for-service) health plans and managed care medical coverage.

Fee-for-service health insurance is the most flexible. Policy holders may choose any physician or hospital, and once the deductible is met, the policy pays all or part of the cost. Premiums are based on selections of coverage, deductibles, and percentages of payment. Individuals may pick and choose, resulting in an insurance policy which meets their needs and budget. Fee-for-service plans are most frequently purchased by those who do not plan to visit a doctor often.

Managed care plans forfeit flexibility for price. Policy holders are required to attend physicians and hospitals within a network. Pre-negotiated fees cut costs. Managed care plans are most often chosen by persons or families that make frequent doctor visits.

Many great health insurance policies combine a little of managed care and fee-for-service, providing the best health care coverage. Find an affordable health insurance plan through Great Health Insurance. Request a medical insurance quote today!